NDS2 · SDG 8 · 9 · 10 · National AI Strategy

Vimera
Digital Ledger for Zimbabwe's MSMEs

A mobile-first ledger for Zimbabwe's informal traders. Record sales, track inventory, manage credit, and build a verifiable Digital Financial Identity to unlock formal micro-loans.

Built for tuckshops, cross-border traders, artisans, and salons.

5.7M
Informal MSMEs
$14B
Informal GDP
76%
Unbanked

Features

Digital Sales Book

Replace the paper book. Every sale is timestamped and permanent.

Credit Tracking

Track who owes you. Mark repayments. Never lose money to memory.

AI Credit Score

Turn transactions into a financial identity lenders can trust.

Smart Inventory

Know your stock, cost, and margin at a glance.

Customer Trust Book

A private CRM for cross-border traders, regulars, and supplier accounts.

Live Analytics

30-day revenue trends, top customers, and low-stock signals.

Why Vimera?

Replace the paper book — never lose a sale again.

Build a real credit profile lenders can verify.

Works on the cheapest Android, in three languages.

Your data is yours — encrypted and private.

How it works

01
Record

Log every sale, expense, and credit in seconds — even on a basic Android.

02
Build

Your verified ledger generates an AI credit score (300–850) updated in real time.

03
Unlock

Share your readiness report with partner micro-lenders for working capital.

Aligned with NDS2 and UN SDGs

Financial inclusion, MSME growth, and digital transformation.

NDS2
Macro-economic stability, STEM innovation, job creation.
SDG 8 · 9 · 10
Decent work, industry innovation, reduced inequality.
National AI Strategy
MSME-driven AI adoption for credit scoring.

Start building your Digital Financial Identity

Built for tuckshops, cross-border traders, artisans, and salons.

Get Started